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Kelly Anne has over six years of experience with reporting and editing in the personal finance space. Her work has been featured in national publications including Reader's Digest, CNBC and Forbes.

When 23-year-old Wang Jihua spent 260 yuan ($37.3) on a mortise-and-tenon toy building block recreating Xi'an's Bell Tower (Northwest China's Shaanxi Province), he said that he was not just buying a ...