Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a ...

Homeowners insurance doesn't cover termite damage in most cases. Here’s how to prevent it from happening in the first place. Termite damage can cost homeowners thousands of dollars — and home ...

Water damage is among the most common and potentially destructive forces facing homeowners. Just one leak or burst pipe can wreak costly havoc — resulting in thousands of dollars in damages — and even ...

Barbara has written professionally for more than two decades. In the past five years, she has specialized in creating real estate and home improvement content. Besides writing for Forbes Home, she ...

Americans faced 5,430 severe hail events last year, according to the National Weather Service Storm Prediction Center Annual Severe Weather Report Summary. And that's considered a relatively mild year ...

April showers don't just bring May flowers: Golf ball-sized hailstones are pelting parts of Texas, while residents in Kansas and Missouri have been dealing with "gorilla hail" — grapefruit-sized ice ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

Pat Howard is a licensed insurance professional specializing in home insurance. He is a former managing editor at Policygenius, where he wrote, edited, and conducted data studies, which were ...

The law does not require physical damage insurance, but lenders do. A damage policy will pay no more than the value of the equipment at the time of the accident. In other words, you won’t get a new ...

Cold temperatures often come with some unpleasant side effects, like a slippery commute and high heating bills. And if you're a homeowner, one thing that can send shivers down your spine during the ...

Tornado damage is typically covered by a standard homeowners insurance policy, but there may be exceptions. Standard homeowner policies typically cover destruction caused by wind and hail, which are ...

Our rankings, ratings, and product reviews are unbiased. We do not rank or rate products or services based on our financial relationships with the companies that produce them. Our in-house research ...