Mortgage Refinance Rates Today: March 23, 2026 – Rates Hold Steady

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.62%. For 20-year mortgage refinances, ...
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Fixed-rate vs. adjustable-rate mortgages: What’s the difference?

With a fixed-rate mortgage, the rate literally remains fixed: It carries the same interest rate and monthly payment for the entire life of the loan. But an adjustable-rate mortgage (ARM) has an ...
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Is your ARM adjusting soon? Here's how to convert it to a fixed-rate mortgage

If you're one of the many homeowners who chose an ARM to escape the fixed-rate mortgage climb starting in 2022, you might be eyeing a refinance soon. With ARM rates now adjusting to around 7% APR or ...
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Pros and Cons of a Fixed-Rate Mortgage

Buying a home is likely to be the largest purchase you will make during your lifetime. It's important that you understand the terms of your loan and work with your lender to identify the best loan ...