Before paying a debt in collections, verify it’s legitimate and collectible to avoid scams or zombie debt. You have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

Paid or unpaid collections stay on your credit report for seven years from the date of the first missed payment. Depending on your credit score, a collection account can cause a drop of 100 points or ...

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