Understand the key differences between lump sum payments and pension payouts. Learn whether receiving a pension or taking a lump sum is better for your retirement.

When your pension matures, there are multiple distribution options that you can choose from. Unfortunately, many of these distribution methods result in a tax liability that reduces your payout.

Many traditional defined benefit plans, such as final average pay plans, offer a lump sum distribution as an optional form of benefit. The amount of the lump sum distribution is sensitive to the ...

What Are Retirement Distribution Options? Retirement distribution options refer to how individuals can withdraw funds from their retirement accounts, such as 401(k) plans, individual retirement ...

Aging hippies who once fretted about the bad brown acid going around at Woodstock should now be on the alert for another, potentially treacherous, type of LSD — lump-sum distributions. Processing ...

I am a non-resident alien working in Oregon U.S.A. My assignment in the US will end at the end of 2007 and I will retire and return to Canada at that time. I plan to take a lump sum distribution from ...

Net unrealized appreciation (“NUA”) is the excess of the fair market value of employer securities at the time of a lump sum distribution over the cost or other basis of the securities to a qualified ...

If you’ve got a pension plan, such as a 401(k) or an IRA, and you’d like to access the vehicle’s funds, you can typically choose between monthly distributions, a lump sum payment or an annuity. The ...

Forbes contributors publish independent expert analyses and insights. I am passionate about pensions, recessions, IRAs and retirement. Recent changes by the IRS have perked up interest in companies ...