APW above Rs 8 lakh and up to Rs 12 lakh: Up to Rs 6 lakh can be taken as lump sum, and the remaining amount must be used for annuity or withdrawn in a phased manner through systematic unit redemption ...

Subscribers can now withdraw up to 80 percent of the corpus as a lump sum. Of this, 60 per cent will be completely tax-free ...

New Delhi: The National Pension System (NPS) remains one of the most tax-efficient retirement savings options for salaried individuals and self-employed taxpayers in India. Whether you opt for the old ...

The reforms aim to provide subscribers with greater withdrawal flexibility, extended investment tenure, and improved exit ...

As India's private sector workforce steps into a new era of financial independence, individuals are urged to take charge of their retirement savings. The National Pension System (NPS) stands out as a ...

The National Pension Scheme (NPS), overseen by the PFRDA, allows subscribers to save for retirement with specific withdrawal conditions. Recent amendments permit full withdrawals at retirement for ...

Retirement under the National Pension System (NPS) involves more than just amassing a corpus. The challenge lies in the exit strategy: Balancing withdrawals, mandatory annuitisation, and tax ...