Starting July 1, 2026, Parent PLUS loans will be capped at $20,000 annually and $65,000 total per dependent student under the One Big Beautiful Bill Act. This marks a major shift from the previously ...

For parents borrowing federal Parent PLUS loans on behalf of their children to attend undergraduate college programs, new rules limit loan amounts to $20,000 a year with a $65,000 lifetime cap per ...

Student loan borrowers will see sweeping changes in federal student aid starting July 1. The Department of Education ...

New federal borrowing limits cap the Parent PLUS Loan at $20,000 per year and $65,000 in total, but the law allows for a time-limited exception to new loan limits for currently-enrolled students. In ...

Parents with student debt still have time to consolidate their loans and preserve their access to affordable repayment plans and debt forgiveness.

Under current rules, borrowers can choose from multiple IDR plans — including the Saving on a Valuable Education (SAVE) plan, Pay as You Earn (PAYE) and Income-Based Repayment (IBR) — which calculate ...

Here’s what borrowers should know about this critical deadline to consolidate your student loans, who it applies to, and what happens if you miss it.

Parents with existing Parent PLUS loans, or those who plan to take out loans under this program in the near future, should be aware that the rules are set to change on July 1, 2026. Thanks to ...

Major changes to the Parent Plus program are coming - but borrowers can take action to keep some options intact The Republican tax and spending bill made major changes to the Parent Plus program, the ...

Parent PLUS loans will undergo significant changes as part of the extensive overhaul to the federal student loan program. While parent borrowers will lose access to more affordable repayment plans, ...

To meet the federally defined credit worthiness requirements, an applicant cannot be 90 days or more delinquent on the repayment of any debt, the subject of a default determination, bankruptcy ...