TULSA COUNTY — Fewer retailers, grocery stores, and even mom-and-pop businesses accept personal checks. Many landlords and mortgage companies now prefer or require electronic payment instead of by ...

A certified check ensures that the issuing bank guarantees funds availability, helping recipients trust that the holder's account can cover the check upon use.

Policy changes by major retailers may have put another nail in the coffin of what used to be a financial mainstay: the personal check. In July, said CNBC, "Target joined a growing list of retailers, ...