Is 2026 the Right Year to Do a Roth Conversion? Here's How to Decide

Here's what you need to know to determine if a Roth IRA conversion this year is the right move.

We're 62 With $950k in IRAs. Should We Still Consider a Roth Conversion?

Fortunately, there’s no age restriction on converting a pre-tax retirement account to a Roth IRA. You can roll funds from a ...

What Business Owners Should Understand About Roth Conversions

Conversions are not right for everyone, so it's important for leaders to consider their risks to find the strategy that's ...
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Why Federal Employees May Want to Slow Down Before Doing Roth Conversions in 2026

Roth conversions have become one of the most talked-about strategies in retirement planning. Many headlines suggest ...

This can be ‘the biggest silent expense in retirement’ — and how to prepare yourself for it

6 financial advisers give their advice on how wealthier Americans can minimize their tax burden in retirement ...

Are you making this Roth conversion mistake? Here’s the BETR solution you should know about — and how to implement it

Most investors approach Roth conversions with a simple question: Will my future tax bracket be higher than my current one? On ...

Here’s why most US retirees with less than $2,000,000 should avoid Roth conversions. Are the odds against you, too?

Roth conversions may not be right for everyone.
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I want to convert $900k to a Roth before RMDs start. Do I have to wait 5 years to access it?

People with Roth IRAs generally have to wait five years before withdrawing earnings from their account. But the devil is in the details, and for this particular rule, getting those details can be ...

The Roth Conversion Ladder: A Penalty-Free Path to Retirement Savings Before 59½

Want to access retirement savings before 59½ without penalties? The Roth conversion ladder makes it possible. Here’s how it ...

The Roth IRA Move High Earners Shouldn't Overlook

There's an opportunity you may be able to take advantage of.

‘Reluctant.’ I have $900K in my retirement plan. I want to convert part of it to a Roth, but I can’t get a financial planner to do it. What’s up?

Have an issue with your financial planner or looking for a new one? Email questions or concerns to [email protected].

Should You Pause Roth Contributions in a High-Income Year?

Here's how to make a smart savings decision.