Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.32%. The Federal Reserve also tracks U.S. consumers' average credit card interest ...
You don't need an act of Congress to lower your APR today. Learn the specific terms that trigger lower rates immediately.
The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt. By Ann ...
The average credit card interest rate is 20.97% APR as of November 2025, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.