New white paper by Milliman shows FICO Score 10T outperforms VantageScore 4.0 on all mortgage types, including GSE and FHA ...
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Credit expert warns borrowers about the 'American drain' as new mortgage scoring models take effect
Credit repair expert Micah Smith says new VantageScore 4.0 mortgage rules let rent payments count, but warns late payments ...
VantageScore today announced the results of an analysis demonstrating that VantageScore® 4.0 outperforms FICO 10T. In a first ...
Fair Isaac executives say FICO’s pricing is on par with VantageScore. But the credit bureau’s stock has taken a hit.
The Federal Housing Finance Agency (FHFA) is pushing the mortgage industry into a new phase of credit score competition, with ...
A batch of loans originated by Newrez and delivered to Freddie Mac is providing one of the first real-world examples of how ...
Rocket, United Wholesale Mortgage and Pennymac said they will use the new government-sponsored enterprise credit metric as ...
On April 22, 2026, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) will update their ...
FHFA began a VantageScore 4.0 pilot for GSE loans with new pricing grids, while HUD said FHA will add VantageScore 4.0 and ...
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Master the new era of credit scores
Credit scoring is evolving fast, with new models like VantageScore 4.0 and FICO 10T reshaping how lenders assess borrowers. These updates promise fairer evaluations, especially for those with thin ...
The FICO versus VantageScore debate is about more than score fees, as lender choice, adverse selection and secondary-market ...
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