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Credit expert warns borrowers about the 'American drain' as new mortgage scoring models take effect
Credit repair expert Micah Smith says new VantageScore 4.0 mortgage rules let rent payments count, but warns late payments ...
Fair Isaac executives say FICO’s pricing is on par with VantageScore. But the credit bureau’s stock has taken a hit.
Rocket, United Wholesale Mortgage and Pennymac said they will use the new government-sponsored enterprise credit metric as ...
On April 22, 2026, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) will update their ...
The Federal Housing Finance Agency (FHFA) is pushing the mortgage industry into a new phase of credit score competition, with ...
Federal National Mortgage Association (FNMA) Q1 2026 Management View “We opened the year strong, posting first quarter net income of $3.7 billion, up 5% quarter-over-quarter and up 2% year-over-year ...
The FICO versus VantageScore debate is about more than score fees, as lender choice, adverse selection and secondary-market ...
Households are pulling back on borrowing and reducing revolving balances, leading to improvements in consumer credit ...
Company reiterates commitment to driving a smooth transition to expand access to affordable homeownershipCHICAGO, April 22, 2026 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today applauds the Federal ...
A batch of loans originated by Newrez and delivered to Freddie Mac is providing one of the first real-world examples of how ...
Evidently keeping up with monthly car payments isn’t the highest priority nowadays. And experts from VantageScore see the delinquency landscape for auto finance potentially deteriorating further when ...
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